<?xml version="1.0"?><rss xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" version="2.0"><channel><title></title><link></link><description></description><item><title>Eugene White on banking: regulation or incentives?</title><link>http://www.heart.workplacesolutionsonline.org/Old_Blogs/1_Policy_News/Eugene_White_on_banking__regulation_or_incentives_.aspx</link><description>Banking reform is better served through better incentives rather than top-down, one-size-fits-all regulations.</description><author>Scott Sumner</author><pubDate>Sat, 28 Jan 2012 18:26:08 GMT</pubDate></item></channel></rss>